Cost of Living in Gujarat (2025-2026)
The cost of living in Gujarat is 95% of the national average (India average = 100). Housing, utilities, food, transportation, and healthcare costs all contribute to the overall cost of living index.
Quick Answer
The cost of living in Gujarat is 95% of the India average. Housing costs 90% of the national average, utilities 98%, food 95%, transportation 95%, and healthcare 92%.
Key Takeaways
- The cost of living in Gujarat is 5% lower than the India national average (index: 95 vs. 100).
- Housing in Gujarat is 10% less expensive than the national average.
- A salary of ₹480,000 in Gujarat has the purchasing power of about ₹505,263 in an average-cost India area.
Cost of Living Breakdown
| Category | Gujarat Index | India Average | Difference |
|---|---|---|---|
| Overall | 95 | 100 | -5% |
| Housing | 90 | 100 | -10% |
| Utilities | 98 | 100 | -2% |
| Food | 95 | 100 | -5% |
| Transportation | 95 | 100 | -5% |
| Healthcare | 92 | 100 | -8% |
Base: India average = 100. Values above 100 indicate above-average costs.
Calculate Your Budget in Gujarat
Use our free calculators to estimate your salary, mortgage, and taxes in Gujarat.
Gujarat Cost of Living Overview
The cost of living in Gujarat is 95% of the national average, meaning residents pay approximately 5% lower for goods and services compared to the typical India household.
For context, a household earning the Gujarat average salary of ₹480,000 per year has an effective purchasing power of about ₹505,263 when adjusted for national cost differences.
Housing Costs in Gujarat
Housing is typically the largest expense for households, and in Gujarat it is 10% below the national average (index: 90).
Use our mortgage calculator to estimate monthly payments based on current interest rates and home prices in Gujarat.
Utilities, Food, and Transportation in Gujarat
Beyond housing, the main cost categories in Gujarat are:
Utilities (index: 98): Below the national average by 2%. Food (index: 95): 5% below the national average. Transportation (index: 95): 5% below the national average. Healthcare (index: 92): 8% below the national average.
Salary vs. Cost of Living in Gujarat
The relationship between salary and cost of living is essential for financial planning. The average salary in Gujarat is ₹480,000 per year. When adjusted for the cost of living index of 95, this salary provides a standard of living equivalent to earning approximately ₹505,263 in a typical India city.
Frequently Asked Questions
What is the cost of living in Gujarat?
The cost of living in Gujarat is 95% of the India average, meaning expenses are 5% lower than the typical household.
How much does housing cost in Gujarat?
Housing in Gujarat has a cost index of 90 (national average: 100), making it 10% less expensive than the national average.
What salary do you need to live comfortably in Gujarat?
Based on the cost of living index of 95, you would need approximately ₹505,263 in Gujarat to maintain the same standard of living as the national average salary.
How does Gujarat cost of living compare to other regions?
Gujarat's cost of living index of 95 places it lower than the India national average.
Sources
- Government statistics, India
- Cost of living research data, India
- National real estate data, India
Last updated: June 2026