Cost of Living in Quebec (2025)
The cost of living in Quebec is 95% of the national average (Canada average = 100). Housing, utilities, food, transportation, and healthcare costs all contribute to the overall cost of living index.
Quick Answer
The cost of living in Quebec is 95% of the Canada average. Housing costs 90% of the national average, utilities 98%, food 100%, transportation 98%, and healthcare 90%.
Key Takeaways
- The cost of living in Quebec is 5% lower than the Canada national average (index: 95 vs. 100).
- Housing in Quebec is 10% less expensive than the national average.
- A salary of C$58,000 in Quebec has the purchasing power of about C$61,053 in an average-cost Canada area.
Cost of Living Breakdown
| Category | Quebec Index | Canada Average | Difference |
|---|---|---|---|
| Overall | 95 | 100 | -5% |
| Housing | 90 | 100 | -10% |
| Utilities | 98 | 100 | -2% |
| Food | 100 | 100 | 0% |
| Transportation | 98 | 100 | -2% |
| Healthcare | 90 | 100 | -10% |
Base: Canada average = 100. Values above 100 indicate above-average costs.
Calculate Your Budget in Quebec
Use our free calculators to estimate your salary, mortgage, and taxes in Quebec.
Quebec Cost of Living Overview
The cost of living in Quebec is 95% of the national average, meaning residents pay approximately 5% lower for goods and services compared to the typical Canada household.
For context, a household earning the Quebec average salary of C$58,000 per year has an effective purchasing power of about C$61,053 when adjusted for national cost differences.
Housing Costs in Quebec
Housing is typically the largest expense for households, and in Quebec it is 10% below the national average (index: 90).
Use our mortgage calculator to estimate monthly payments based on current interest rates and home prices in Quebec.
Utilities, Food, and Transportation in Quebec
Beyond housing, the main cost categories in Quebec are:
Utilities (index: 98): Below the national average by 2%. Food (index: 100): 0% below the national average. Transportation (index: 98): 2% below the national average. Healthcare (index: 90): 10% below the national average.
Salary vs. Cost of Living in Quebec
The relationship between salary and cost of living is essential for financial planning. The average salary in Quebec is C$58,000 per year. When adjusted for the cost of living index of 95, this salary provides a standard of living equivalent to earning approximately C$61,053 in a typical Canada city.
Frequently Asked Questions
What is the cost of living in Quebec?
The cost of living in Quebec is 95% of the Canada average, meaning expenses are 5% lower than the typical household.
How much does housing cost in Quebec?
Housing in Quebec has a cost index of 90 (national average: 100), making it 10% less expensive than the national average.
What salary do you need to live comfortably in Quebec?
Based on the cost of living index of 95, you would need approximately C$61,053 in Quebec to maintain the same standard of living as the national average salary.
How does Quebec cost of living compare to other regions?
Quebec's cost of living index of 95 places it lower than the Canada national average.
Sources
- Government statistics, Canada
- Cost of living research data, Canada
- National real estate data, Canada
Last updated: June 2026