Cost of Living in Victoria (2025-2026)
The cost of living in Victoria is 105% of the national average (Australia average = 100). Housing, utilities, food, transportation, and healthcare costs all contribute to the overall cost of living index.
Quick Answer
The cost of living in Victoria is 105% of the Australia average. Housing costs 120% of the national average, utilities 98%, food 103%, transportation 105%, and healthcare 93%.
Key Takeaways
- The cost of living in Victoria is 5% higher than the Australia national average (index: 105 vs. 100).
- Housing in Victoria is 20% more expensive than the national average.
- A salary of A$82,000 in Victoria has the purchasing power of about A$78,095 in an average-cost Australia area.
Cost of Living Breakdown
| Category | Victoria Index | Australia Average | Difference |
|---|---|---|---|
| Overall | 105 | 100 | +5% |
| Housing | 120 | 100 | +20% |
| Utilities | 98 | 100 | -2% |
| Food | 103 | 100 | +3% |
| Transportation | 105 | 100 | +5% |
| Healthcare | 93 | 100 | -7% |
Base: Australia average = 100. Values above 100 indicate above-average costs.
Calculate Your Budget in Victoria
Use our free calculators to estimate your salary, mortgage, and taxes in Victoria.
Victoria Cost of Living Overview
The cost of living in Victoria is 105% of the national average, meaning residents pay approximately 5% higher for goods and services compared to the typical Australia household.
For context, a household earning the Victoria average salary of A$82,000 per year has an effective purchasing power of about A$78,095 when adjusted for national cost differences.
Housing Costs in Victoria
Housing is typically the largest expense for households, and in Victoria it is 20% above the national average (index: 120).
Use our mortgage calculator to estimate monthly payments based on current interest rates and home prices in Victoria.
Utilities, Food, and Transportation in Victoria
Beyond housing, the main cost categories in Victoria are:
Utilities (index: 98): Below the national average by 2%. Food (index: 103): 3% above the national average. Transportation (index: 105): 5% above the national average. Healthcare (index: 93): 7% below the national average.
Salary vs. Cost of Living in Victoria
The relationship between salary and cost of living is essential for financial planning. The average salary in Victoria is A$82,000 per year. When adjusted for the cost of living index of 105, this salary provides a standard of living equivalent to earning approximately A$78,095 in a typical Australia city.
Frequently Asked Questions
What is the cost of living in Victoria?
The cost of living in Victoria is 105% of the Australia average, meaning expenses are 5% higher than the typical household.
How much does housing cost in Victoria?
Housing in Victoria has a cost index of 120 (national average: 100), making it 20% more expensive than the national average.
What salary do you need to live comfortably in Victoria?
Based on the cost of living index of 105, you would need approximately A$78,095 in Victoria to maintain the same standard of living as the national average salary.
How does Victoria cost of living compare to other regions?
Victoria's cost of living index of 105 places it higher than the Australia national average.
Sources
- Government statistics, Australia
- Cost of living research data, Australia
- National real estate data, Australia
Last updated: June 2026